Ins and Outs of Personal Injury Claims

Personal Injury Claims
Personal Injury Claims

A personal injury can be a physical or mental damage. Before you consider making a claim, always inform the police directly after the accident. In the event that you were physically or mentally damaged in a road accident, contact your insurance company, as your policy may become redundant, if the incident isn’t reported.

Also, seek medical advice. You may feel fine after an accident, but more often than not, there’s underlying mental or physical trauma.  When you do decide to go to court, the judge will want to see that you’ve immediately sought out medical attention.

Preparing For Your Case

Gather as much evidence as possible from your online solicitor. These days, most phones have built-in cameras, so take photographs of the scene, and where the accident took place. You may also want to document the severity of your physical injuries with a camera, if it’s decent to do so, and you’re comfortable with the images. While the incident is still firmly in your mind, write an account of the events in a journal. Also, make sure that you get the defendant’s details.

Accidents at work should be recorded in an accident book. In the event that this document doesn’t exist, send your employer a description of your injuries and keep a copy. Your contract may say that you need to report an accident.

Compensation

If you decide to make a claim against whoever is responsible for your accident, the amount of compensation you’ll receive will depend on the extent of the damages. General damages are paid for loss of income and physical or mental suffering. Special damages are afforded to the victim for any financial injuries, whether that’s damage to personal property, the cost of medical care, or expenses related to the accident.

Who’s To Blame?

The court may decide that you’re partly responsible for the accident, and in this case, you won’t receive anywhere near as much compensation. For example, if you weren’t wearing a seat belt during a car crash, you’re partly to blame for the severity of your injuries.

Claims Assessors

Usually, claims assessors judge your case and offer their services on a ‘no win, no fee’ basis. You may be asked for a percentage of your compensation, but some solicitors will be happy with their wages being paid for by the defence. To take legal action, you’ll have to get professional advice, and ‘no win, no fee’ solicitors are an easy way for individuals who can’t afford a standard lawyer’s fees.

Remember that you’ll have to claim within three years of the accident, otherwise the case will be ignored. It’s best to make your claim as soon as you feel able.

Support And Counselling

If you’re representing a loved one that died in an accident, it’s likely emotions will be running high. Always seek out support and counselling when you lose someone close to you. You may also want to get help if you experienced a particularly traumatic accident and it’s still negatively affecting your life; for example, if you were in a car crash and now can’t sit behind the wheel.

It is important to understand the facts regarding personal injury claims, especially when the no win no fee process will be removed from April 1st – Jigsaw Law will help gain you a successful resolution in a simple and easy to digest manner.

Their address is: Jigsaw Law Ltd, Pioneer House, Pioneer Business Park, North Road, Ellesmere Port, Cheshire, CH65 1AD

Ins and Outs of Personal Injury Claims

Driving Without Insurance – Plan of Action

Driving Without Insurance
Driving Without Insurance

Driving without insurance is a foolish thing to do, as it is considered to be one of the most serious traffic offences you can commit, and is as such punished harshly by the law. There are a number of different potential penalties which you could receive if you’re caught in the act, from having to pay a pretty hefty fine to spending some time behind bars, so it’s best not to do it at all.

If you do drive without insurance, however, and you’re caught doing so by the police, there are a few things you can do and say to try and get a more lenient punishment, or perhaps even avoid the conviction altogether.

Is This Your First Offence?

This isn’t a tip per se, but if you have not offended before then you have a higher chance at getting a less serious sentence. If you are lucky, you may simply receive a fixed penalty, which will be set at £200. This is getting off easy, so pay up and pay quick.

If it’s not your first time, you’re almost guaranteed to have to attend a court hearing. Because the crime is such a serious one, you would not be able to effectively argue your own case in court – hire a lawyer who specialises in driving offences.

Here are some possible defences which you could present in court.

You Weren’t Driving the Vehicle

This is a fairly common defence, perhaps because it can be tricky to prove or disprove. Basically, if your solicitor can prove that you did not actually manoeuvre the vehicle yourself (as in, you were in the driver’s seat but someone else was in charge of the steering), you can get away without charge.

You would need an experienced lawyer to pull this off – if your solicitor isn’t confident enough, the courts aren’t going to buy the defence.

You Weren’t Aware Your Insurance Had Been Cancelled

This is the best defence available to you, but only if it can be proven with little doubt. Basically, your lawyer will argue that you previously had insurance, but it had been cancelled without your knowing it.

This has been successful a number of times, usually when the driver is unaware that their partner had cancelled a joint insurance policy or similar circumstances. If it is proven, you should be able to get off scot-free.

The Insurance Company Failed to Notify You

You may be able to be saved from conviction if you are able to convince the court that your insurance policy did not inform you that your policy had been cancelled.

This would leave the blame squarely on the shoulders of your insurance company, meaning that you could not reasonably be charged with knowingly driving without insurance.

Another method in which you could claim ignorance is if you had paid for your policy renewal via credit or debit card, and either they failed to take it from your account or the payment didn’t go through for some other reason. The caveat is that you must not have realised; you would have known simply by checking your bank statement.

Driving Offence solicitors are specialists in all types of driving offence claims such as speeding, drink driving among other areas 

Driving Without Insurance – Plan of Action